Modern Coastal and High-Risk Homeowners Insurance

Coastal and high-risk homeowners insurance for the 21st century

Coastal and high-risk homeowners deserve choice, service, and certainty. Annex Risk partners with A.M. Best "A" rated insurance carriers to offer an HO-3 product along the Gulf Coast and Eastern Seaboard. We work in some of the most natural catastrophe exposed regions to provide peace of mind to homeowners.

2 minutes

Rate, quote, and bind digitally in under 2 minutes--no emailed PDFs or waiting days for a manual underwriting review.

A-rated

We are supported by leading global insurance carriers, giving you confidence that we'll be there when you need us.

Deep experience

Annex Risk is led by a team of insurance and technology experts and supported by leading risk underwriters.
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Annex Risk
Modern coastal and high-risk homeowners insurance to protect what's most important.
Annex Risk and Insurance Solutions, LLC (Annex Risk), is a Delaware limited liability company with its principal place of business in California (License #6000502). As a Surplus Lines Broker, Annex Risk distributes insurance through licensed insurance agents and does not solicit insurance directly from the public. Annex Risk’s Non-Admitted insurance partners issue our policies. 548 Market St. PMB 30091, San Francisco, California 94104.