Modern Coastal and High-Risk Homeowners Insurance

Protecting what's most important

Annex Risk works with A.M. Best "A" rated insurance carriers to deliver modern insurance for homeowners, wherever they live.
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Trusted By

Leading agencies and homeowners nationwide

Our Product

A modern experience for coastal and high-risk homeowners

Our Commitment

We help homeowners get back on their feet when the unthinkable becomes inevitable

Annex Risk works with leading insurance carriers to deliver quality insurance coverage that protects your most important asset. We believe that even homes in the most catastrophe exposed regions deserve a modern homeowners insurance experience.

Our Product

Launched in 2022, Annex Risk delivers quality coverage to coastal homeowners

Annex Risk currently serves Texas and Florida with an Excess & Surplus HO-3 product designed for coastal and high-risk homes.  We are expanding our footprint across the Gulf Coast and up the Eastern Seaboard in 2023.

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News and insights from our team

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